Once we’ve submitted your application, the insurance company we’re applying with might ask for further info or verification. They might call you to ask you some more questions (usually about your health and lifestyle) or to verify your details.

If you do any “high risk” activities (like skydiving or backcountry skiing), there could be additional forms for you to fill out and sign. They could also ask for your driving record, a report from your doctor, or a blood and urine sample.

They’ll gather all the information they need from a number of sources to make you an offer.

Learn more about each step of the process by watching the full series here: