Things have changed since our parents were navigating the financial decisions that would help shape their adult lives. 

Millennials and zillenials are navigating a laundry list of challenges that are impacting their lives in ways their parents never had to:

  • Increased student debt and longer repayment periods after graduating from post-secondary education
  • Skyrocketing housing prices that make it difficult, and sometimes impossible, for many to enter the housing market and become homeowners
  • The ongoing impact of the COVID-19 pandemic, including economic challenges such as rising inflation and cost of living

These examples illustrate just a few of the factors that shape the financial decision-making process for the next generation of adults. Unlike previous generations, they face these challenges at a later stage in life and at a higher cost.

For many of us, this means our parents were able to think about and plan for their long-term futures sooner and with greater returns on their investments.  

Many people tell me they want to make progress on their financial planning and life insurance journeys, but don’t know where to get started. Have questions? Get in touch! You can email me at or call me at 604.688.9151.