19 Sep

What do you think of when you hear the words “financial planning?”

For a lot of us, the words “financial planning” conjures up a vision of someone who has all their financial ducks all in a row. Or maybe someone who has more money than they know what to do with. (Now wouldn’t that be a nice problem to have? 😉)

But you don’t need to be either of those in order to start in a small way. In fact, the first step is just finding out where you could begin. You don’t know what you don’t know!

If you want to get started on a financial planning journey, just get in touch, and we’re happy to help you begin.

Find out how you can “Enjoy your Life.”  

You can always email me at danielle@allanfinancial.com or call me at 604.688.9151 to start a conversation.

08 Aug

What would you do if you were given $1M today?

Okay, so while we’re not offering you a cool million, asking yourself this question helps to really hone in on some of your priorities. From there, the next question is how to get there.

Here’s what our community said they’d do:

  • Buy a home
  • Get a horse 🙂
  • Put it in savings
  • Invest in stocks
  • Travel!

We hear these aspirations all the time, almost always tinged with a sense of how difficult they are to achieve. If you want to get started on a financial planning or a life insurance journey, just get in touch!

We want to help you “Enjoy your Life.”  

You can always email me at danielle@allanfinancial.com or call me at 604.688.9151 to start a conversation.

13 Jul

Growing up, what were you taught about money?

Sometimes it’s hard to play the long-game. Especially with finances. And considering that most of us weren’t taught that much about ways to grow our money. 

Do you hear yourself here?

If so, don’t worry! We’ve got some resources to help. At any age! It’s never too early or too late.

If you’re unsure where to start, just reach out and we’re happy to point you in the right direction. You can email me at danielle@allanfinancial.com or call me at 604.688.9151.

13 Jun

What do you wish your parents’ generation understood about you & your money?

Things have changed since our parents were navigating the financial decisions that would help shape their adult lives. 

Millennials and zillenials are navigating a laundry list of challenges that are impacting their lives in ways their parents never had to:

  • Increased student debt and longer repayment periods after graduating from post-secondary education
  • Skyrocketing housing prices that make it difficult, and sometimes impossible, for many to enter the housing market and become homeowners
  • The ongoing impact of the COVID-19 pandemic, including economic challenges such as rising inflation and cost of living

These examples illustrate just a few of the factors that shape the financial decision-making process for the next generation of adults. Unlike previous generations, they face these challenges at a later stage in life and at a higher cost.

For many of us, this means our parents were able to think about and plan for their long-term futures sooner and with greater returns on their investments.  

Many people tell me they want to make progress on their financial planning and life insurance journeys, but don’t know where to get started. Have questions? Get in touch! You can email me at danielle@allanfinancial.com or call me at 604.688.9151.

03 Apr

What do you know about life insurance?

It’s common not to think about life insurance until later in life. But if you wait until you “need” life insurance, it can be more expensive and challenging to get. When insurance companies look at your life insurance application, they look at age and health as key factors. 

The younger and healthier you are when you apply for insurance, the better your chances of securing a policy at a more affordable rate. 

We’re known for our custom life insurance solutions

What if you and your family could experience life insurance that would help you enjoy your life today? 

Our recommendations typically involve a life insurance product called universal life. Universal life gives you flexible payment options. It can also allow you to to build up an investment account within your insurance policy. The money you put into your policy covers the costs and any excess funds grow sheltered inside your policy account.

It’s never too early to start your life insurance journey. Have questions about what this could mean for you? Get in touch! You can email me at danielle@allanfinancial.com or call me at 604.688.9151.