Sometimes it’s hard to play the long-game. Especially with finances. And considering that most of us weren’t taught that much about ways to grow our money.
Do you hear yourself here?
If so, don’t worry! We’ve got some resources to help. At any age! It’s never too early or too late.
If you’re unsure where to start, just reach out and we’re happy to point you in the right direction. You can email me at danielle@allanfinancial.com or call me at 604.688.9151.
Things have changed since our parents were navigating the financial decisions that would help shape their adult lives.
Millennials and zillenials are navigating a laundry list of challenges that are impacting their lives in ways their parents never had to:
These examples illustrate just a few of the factors that shape the financial decision-making process for the next generation of adults. Unlike previous generations, they face these challenges at a later stage in life and at a higher cost.
For many of us, this means our parents were able to think about and plan for their long-term futures sooner and with greater returns on their investments.
Many people tell me they want to make progress on their financial planning and life insurance journeys, but don’t know where to get started. Have questions? Get in touch! You can email me at danielle@allanfinancial.com or call me at 604.688.9151.
It’s common not to think about life insurance until later in life. But if you wait until you “need” life insurance, it can be more expensive and challenging to get. When insurance companies look at your life insurance application, they look at age and health as key factors.
The younger and healthier you are when you apply for insurance, the better your chances of securing a policy at a more affordable rate.
What if you and your family could experience life insurance that would help you enjoy your life today?
Our recommendations typically involve a life insurance product called universal life. Universal life gives you flexible payment options. It can also allow you to to build up an investment account within your insurance policy. The money you put into your policy covers the costs and any excess funds grow sheltered inside your policy account.
It’s never too early to start your life insurance journey. Have questions about what this could mean for you? Get in touch! You can email me at danielle@allanfinancial.com or call me at 604.688.9151.
Over the last three decades, I’ve built a team of some of the most skilled and talented people in the life insurance industry, and it’s time for them to take over leadership. I’m now focusing on what drew me to this industry in the first place – connection with my clients and community. I’ll be here as Director of Sales to support Danielle and the team as they look ahead to this exciting new chapter for Allan Financial. ~ Ross
I go to bat for our clients and advocate for their needs and priorities. Because of our long-term relationships with insurance providers, we work directly with them to ensure our clients get the best offer and coverage. Especially with clients that don’t have insurance yet, we make sure they’re covered as fast as possible. ~ Hardeep
I’m here for our clients long after they get a policy, including annual client check-ins and policy adjustments to ensure things continue to run smoothly year after year. As your life changes, so should your life insurance. ~ Rachel
I connect the dots throughout the life insurance process, making sure everything is running smoothly. I’m there from start to finish. ~ Katie
One of my favourite parts of my job is managing all the data we receive, like watching for account values, monitoring policies, and managing any changes. If I can keep all the important “stuff” organized for our clients, then they don’t have to worry about it. ~ Jill
With nearly 30 years of experience, I know the industry inside and out. I’ve built trusted relationships that allow me to go to bat for our clients and ensure they get the coverage they need to enjoy their lives. ~ Kal
Working behind the scenes to manage this team, shape strategy and the ensuing communications, is such a meaningful part of my job. Ultimately bringing all the pieces together to deliver the best product and experience for our clients is my goal every day.
~ Holly
Have you heard of Swedish death cleaning? It’s not about finding out what items “sparks joy” but rather making sure we’re not leaving a mess behind for those we love. Surprisingly, doing this can lead to treasures and experiences to be enjoyed now!
We also got into the nitty gritty of the green end-of-life options, what you can do about it now, and why you may want to reconsider what you think you know about your choices.
Disclaimer: We are not lawyers, and this shouldn’t be taken as legal advice. And remember that we’re usually referring to how things are in BC, Canada, so things might be different where you are.
Life insurance is not usually something that most people either really understand or care too much about. I love that I can change that – by creating a plan that is truly unique and designed just for them. I hope this not only brings peace of mind but also a personal touch.
~ Chriselle
