Introducing our new What to Expect series!
The process of applying for life insurance can feel complicated, but it doesn’t have to be. Our five-part series of short videos walks you through the process step by step, from application to approval, so you’ll always know what’s coming next.
Here’s a quick overview of what you can expect. And remember: we’re with you every step!
Learn more about each step of the process by watching the full series here:
Our Managing Director Holly Graff is a Bowen Islander of over 20 years, and knows Bowen life inside and out. She wants to help fellow islanders thrive with the tools they need to take steps in their financial futures, no matter where they’re at.
Holly would love to chat – email her at holly@allanfinancial.com or call her at 604.688.9151 to start a conversation.
And check out some of our online resources for financial literacy here!
Wishing you and yours a warm & happy holidays! We’re feeling very grateful for our Allan Financial community as we end out this year – thank you all for being a part of it!
Our team will be taking a well-deserved break from Dec. 23rd-Jan 1st. See you in the new year!
Talking about money can be daunting, but we’ve got your back! We love bringing experts (some even home-grown) together to make resources on financial literacy more accessible to our Bowen community.
This fall we held a financial literacy event at the Bowen Children’s Centre to talk budgeting, investing, insurance, accounting, and legal services for Bowen families, through AF and our community partners.
Huge thanks to Leila Swann (CPA, CA, founder of GreenBooks), Elizabeth Mah (Lawyer, founder of Paperclip Law), and our own Danielle Kanengoni (QAFP, President of Allan Financial) for sharing their expertise and to the Bowen Children’s Centre for hosting with us.
Look out for more community events in 2024! And check out our online resources here.
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For a lot of us, the words “financial planning” conjures up a vision of someone who has all their financial ducks all in a row. Or maybe someone who has more money than they know what to do with. (Now wouldn’t that be a nice problem to have? 😉)
But you don’t need to be either of those in order to start in a small way. In fact, the first step is just finding out where you could begin. You don’t know what you don’t know!
If you want to get started on a financial planning journey, just get in touch, and we’re happy to help you begin.
Find out how you can “Enjoy your Life.”
You can always email me at danielle@allanfinancial.com or call me at 604.688.9151 to start a conversation.
Okay, so while we’re not offering you a cool million, asking yourself this question helps to really hone in on some of your priorities. From there, the next question is how to get there.
Here’s what our community said they’d do:
We hear these aspirations all the time, almost always tinged with a sense of how difficult they are to achieve. If you want to get started on a financial planning or a life insurance journey, just get in touch!
We want to help you “Enjoy your Life.”
You can always email me at danielle@allanfinancial.com or call me at 604.688.9151 to start a conversation.
Sometimes it’s hard to play the long-game. Especially with finances. And considering that most of us weren’t taught that much about ways to grow our money.
Do you hear yourself here?
If so, don’t worry! We’ve got some resources to help. At any age! It’s never too early or too late.
If you’re unsure where to start, just reach out and we’re happy to point you in the right direction. You can email me at danielle@allanfinancial.com or call me at 604.688.9151.
Things have changed since our parents were navigating the financial decisions that would help shape their adult lives.
Millennials and zillenials are navigating a laundry list of challenges that are impacting their lives in ways their parents never had to:
These examples illustrate just a few of the factors that shape the financial decision-making process for the next generation of adults. Unlike previous generations, they face these challenges at a later stage in life and at a higher cost.
For many of us, this means our parents were able to think about and plan for their long-term futures sooner and with greater returns on their investments.
Many people tell me they want to make progress on their financial planning and life insurance journeys, but don’t know where to get started. Have questions? Get in touch! You can email me at danielle@allanfinancial.com or call me at 604.688.9151.
It’s common not to think about life insurance until later in life. But if you wait until you “need” life insurance, it can be more expensive and challenging to get. When insurance companies look at your life insurance application, they look at age and health as key factors.
The younger and healthier you are when you apply for insurance, the better your chances of securing a policy at a more affordable rate.
What if you and your family could experience life insurance that would help you enjoy your life today?
Our recommendations typically involve a life insurance product called universal life. Universal life gives you flexible payment options. It can also allow you to to build up an investment account within your insurance policy. The money you put into your policy covers the costs and any excess funds grow sheltered inside your policy account.
It’s never too early to start your life insurance journey. Have questions about what this could mean for you? Get in touch! You can email me at danielle@allanfinancial.com or call me at 604.688.9151.
Over the last three decades, I’ve built a team of some of the most skilled and talented people in the life insurance industry, and it’s time for them to take over leadership. I’m now focusing on what drew me to this industry in the first place – connection with my clients and community. I’ll be here as Director of Sales to support Danielle and the team as they look ahead to this exciting new chapter for Allan Financial. ~ Ross
I go to bat for our clients and advocate for their needs and priorities. Because of our long-term relationships with insurance providers, we work directly with them to ensure our clients get the best offer and coverage. Especially with clients that don’t have insurance yet, we make sure they’re covered as fast as possible. ~ Hardeep
I’m here for our clients long after they get a policy, including annual client check-ins and policy adjustments to ensure things continue to run smoothly year after year. As your life changes, so should your life insurance. ~ Rachel
I connect the dots throughout the life insurance process, making sure everything is running smoothly. I’m there from start to finish. ~ Katie
One of my favourite parts of my job is managing all the data we receive, like watching for account values, monitoring policies, and managing any changes. If I can keep all the important “stuff” organized for our clients, then they don’t have to worry about it. ~ Jill
With nearly 30 years of experience, I know the industry inside and out. I’ve built trusted relationships that allow me to go to bat for our clients and ensure they get the coverage they need to enjoy their lives. ~ Kal
Working behind the scenes to manage this team, shape strategy and the ensuing communications, is such a meaningful part of my job. Ultimately bringing all the pieces together to deliver the best product and experience for our clients is my goal every day.
~ Holly
Life insurance is not usually something that most people either really understand or care too much about. I love that I can change that – by creating a plan that is truly unique and designed just for them. I hope this not only brings peace of mind but also a personal touch.
~ Chriselle
I’m really looking forward to this next chapter – both for myself and for Allan Financial. We’ve always been innovators and now I get to shape the next evolution of this company, and what life insurance and financial literacy can mean for generations to come.
~ Danielle
In 2014, we partnered with Kiva with the goal of lending $250,000. Over the last 7 years and with the help of our community, together we’ve lent over $1 Million to women around the world.
Microfinance loans not only have the power to transform the lives of the women that receive them, but they also have ripple effects into their communities and beyond. Studies show that when you lend money to women, those dollars are reinvested into their communities at much higher rates.
That money is having a direct impact on the lives of women like Lindiwe, a 22-year-old business owner in Zimbabwe.
She operates 3 businesses in her village — a poultry business, a small shop and Lee Juice — all under an umbrella company she named Lee Investments. Her business savvy and work ethic is clear in everything from her creativity to her bookkeeping to her pricing.
For Lee Juice, she thought about the thirsty workers at the mine near her village and asked herself how she could have a competitive advantage for something they needed. So she started making her own juice and soda from scratch, and priced it at half the price they would pay for a national or international brand.
Her plan worked. With the business training and guidance provided by Kiva’s Field Partner Camfed, and a $500 loan from Kiva, her business grew quickly.
“The loan boosted this business up. I used to make only 20 liters a week, now I’ve expanded to 200 liters a week.”
With her business success, Lindiwe has seen a change in how she feels about herself, and her standing in her community.
“I am independent…and if I am independent I can do anything that I want at any time,” she says. “If I want to help someone who is in need I can just take my money and help.”
Lindiwe is currently training one woman from her community to work with her, and has started saving $10 each month from her profits for her future. With the rest of her profits, she wants to expand her production and also add a large run to her poultry house.
Lindiwe is just one of thousands of women that you’ve helped empower with a microfinance loan. Thank you to everyone who lent and joined together to have this collective impact.
It’s bigger than we could have ever imagined!
To learn more about Lindiwe’s story as originally told by Kiva, click here.
Meet Casey and Rich, a couple who have created a plan for retirement and are building an investment inside their life insurance policy.
Life insurance is something that’s usually only thought of as a payout after you die. We want to ensure that you can benefit from your life insurance right now. And we have so many stories of clients who are able to do just that.
Now that we’re back in the office, please join us in welcoming our newest team member, Jessie Mejia!
Jessie joined us in early March as our Senior Executive Assistant (you can thank her for keeping Ross in line). Onboarding remotely at the onset of a pandemic was no easy feat, and Jessie took it in stride. She came to us highly recommended as a seasoned pro with over a decade of experience in high-level administration.
We love Jessie for her gentle and empathetic presence in the office, and her sharp organizational skills. Coming from the public health world, her expertise in client care and confidentiality are a huge asset to our team.
If you haven’t met her yet, Jessie is the first friendly face you’ll see when you walk in to AF. We can’t wait for you to meet!
Dear friends:
Prior to the onset of the pandemic, we updated our technology to give our team the capability to work remotely. We didn’t know we’d need it so soon, and have a few small pieces still to implement. This should all be completed by early next week, but in the meantime, our team is taking advantage of our new capabilities.
With that in mind, we continue to be available to provide you with service regarding your existing insurance, to continue working through the design and implementation of new insurance currently under way, and to start any new planning and insurance reviews. We can easily arrange any meetings using screen sharing and teleconferencing to avoid the need for face to face meetings.
A number of our core values are being put to good use at this time – leading with heart, being thoughtfully driven to do more, and stretching to change.
This is an unprecedented situation for all of us, but rest assured that your needs continue to be our priority.
Your Allan Financial Family
